Personal Loan

Discover personal loans designed to meet your needs, offering flexible terms and the opportunity to improve your financial situation.

Get Personal Loan

For salaried & self-employed individuals | No collateral required | Simple process

You can instantly secure a personal loan of up to ₹40 lakh online with minimal paperwork and straightforward eligibility requirements. Choose from three unique loan options and enjoy flexible repayment terms of up to 96 months. Apply today and get the funds you need for both large and small expenses.

With minimal documentation and a seamless application process, personal loans are a convenient financial tool to meet your immediate requirements without any hassle.

New Application for Personal Loan is Coming Soon. Please check again later.

Personal Loan Products

Personal loans can help you achieve your financial goals by providing the funds you need, when you need them.

Medical Emergency

Our personal loans provide quick access to funds during medical emergencies, helping you manage hospital bills and other unexpected medical expenses with ease.

Wedding Expenses

Planning your dream wedding? Get a personal loan to cover all the expenses and make your special day memorable without worrying about the costs.

International Travel

Planning to travel abroad for work or leisure? Our personal loans can help you manage travel expenses, accommodation, and other costs associated with your trip.

Child's Education

Ensure your child's education is never compromised. We offer personal loans to cover the costs of tuition, study materials, and other educational expenses.

Eligibility criteria and documents required

Anyone can apply for our personal loan online, as long as you meet five basic criteria mentioned below. If you meet all the eligibility criteria of our online personal loan, you will need a set of personal loan documents to complete your application process. With our online personal loan application, you can get an instant approval for up to Rs. 40 lakh. Meet the easy personal loan eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval.

Eligibility criteria

Nationality: Indian
Age: 21 years to 80 years*
Employed with: Public, private, or MNC.
CIBIL Score: 685 or higher.
Customer profile: Self-employed or Salaried

Documents required

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill

*You should be 80 years or younger, at the end of the loan tenure.

Get the funds you need today

Enquire Now

Features of Personal Loan

Personal loans offer a range of benefits to suit your financial needs.

Quick Processing

Get your loan approved and disbursed quickly with our streamlined application process.

Flexible Loan Amount

Choose a loan amount that suits your needs, from small to large, based on your financial situation.

Attractive Interest Rates

We offer competitive interest rates to make your loan affordable and easy to repay over time.

Flexible Tenure

Choose a loan tenure that fits your financial plans, with flexible repayment options up to a few years.

Personal Loan - Eligibility

Any salaried or self-employed individual, professional, or government employee is eligible for a personal loan.

Age

Maximum age at loan maturity: 60 years

Income

Minimum net monthly income: ₹15,000

Credit Score

The applicant must have the credit score as specified by the bank.

Frequently Asked Questions

Here are answers to some common questions about personal loans.